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10 Harsh Lessons That Will Make You More Successful,
Everyone fails in life, and failure can be a crushing experience. The only thing that separates successful people from the rest is how they respond after they fail.
When facing obstacles, you have to decide if you’re going to let them be the excuse for your failure or if you’re going to make them the story behind your success.
“There is no failure. Only feedback.” — Robert Allen
When you adopt the right attitude, failure is a great teacher. Failure interrupts your routine and gives you an opportunity to explore new solutions, but only if you have the right attitude.
Psychologist Albert Bandura conducted a study that showed just how great a role our attitudes play in the face of failure. In the study, two groups of people were asked to complete an identical management task. The first group was told that the purpose of the task was to measure their management abilities. The other group was told that the skills required to complete the task were improvable and that the task was merely an opportunity to practice and improve. The trick was that the researchers made the task so difficult that all participants were bound to fail, and fail they did. The first group — feeling like failures because their skills weren’t up to snuff — made little or no improvement when they were given opportunities to repeat the task. The second group, however, saw each failure as a learning opportunity, and they performed at progressively higher levels each time they attempted the task. The second group even rated themselves as more confident than the first group.
Just like the participants in Bandura’s study, we can either view our failures as reflections of our abilities or as opportunities for growth. The next time you catch yourself wallowing in the self-pity that often accompanies failure, focus on what you can control: your attitude.
Some of the best lessons in life are also the toughest to accept and to adopt the right attitude toward. These are the lessons that challenge your flexibility and willingness to learn. When we don’t embrace them soon enough, the lessons we learn turn out to be harsh ones.
1. The first step is always the hardest. When you want to achieve something important, that first step is inevitably going to be daunting, even frightening. When you dare to make that first move, anxiety and fear dissipate in the name of action. People that dive headfirst into taking that brutal first step aren’t any stronger than the rest of us; they’ve simply learned that it yields great results. They know that the pain of getting started is inevitable and that procrastination only prolongs their suffering.
2. Good things take time. Success, above all, requires time and effort. Author Malcolm Gladwell suggested that mastery of anything requires 10,000 hours of tireless focus. Many successful people would agree. Consider Henry Ford, whose first two automobile businesses failed before he started Ford at the age of 45, or author Harry Bernstein, who dedicated his entire life to writing before he finally landed a best-seller at the age of 96. When you finally do succeed, you realize that the journey was the best part of it.
3. Being busy does not equal being productive. Look at everyone around you. They all seem so busy, running from meeting to meeting and firing off e-mails. Yet how many of them are really producing, really succeeding at a high level? Success doesn’t come from movement and activity; it comes from focus — from ensuring that your time is used efficiently and productively. You get the same number of hours in the day as everyone else, so use yours wisely. After all, you’re the product of your output not your effort. Make certain your efforts are dedicated to tasks that get results.
4. You will always have less control than you want. There are too many extenuating circumstances in life to control every outcome. You can, however, control how you react to things that are out of your control. Your reaction is what transforms a mistake into a learning experience and ensures that a victory doesn’t send your ego through the roof. You can’t win every battle, but with the right attitude, you can win the war.
5. You’re only as good as those you associate with. You should strive to surround yourself with people who inspire you, people who make you want to be better. And you probably do. But what about the people who drag you down? Why do you allow them to be part of your life? Anyone who makes you feel worthless, anxious or uninspired is wasting your time and, quite possibly, making you more like them. Life is too short to associate with people like this. Cut them loose.
6. Your biggest problems are mental. Almost all our problems occur because we time travel: we go to the past and regret things we’ve done, or we go to the future and feel anxious about events that haven’t even happened. It’s all too easy to slip into the past or jet into the future. When you do, you lose sight of the one thing that you can actually control — the present.
7. Your self-worth must come from within. When your sense of pleasure and satisfaction are derived from comparing yourself with others, you are no longer the master of your own destiny. When you feel good about something that you’ve done, don’t allow anyone’s opinions or accomplishments to take that away from you. While it’s impossible to turn off your reactions to what others think of you, you don’t have to compare yourself with others and you can always take people’s opinions with a grain of salt. That way, no matter what other people are thinking or doing, your self-worth comes from within. Regardless of what people think of you at any particular moment, one thing is certain — you’re never as good or bad as they say you are.
8. Not everyone will support you. In fact, most people won’t. Some people will inundate you with negativity, passive aggression, anger or jealousy, but none of this matters, because, as Dr. Seuss said, “Those that matter don’t mind, and those that mind don’t matter.” We can’t possibly get support from everyone, and we definitely can’t spend our time and energy trying to win over the people who don’t support us. Letting go of the opinions of people who don’t matter frees up time and energy for the people and things that do.
9. Perfection doesn’t exist. Don’t seek perfection as your target. It doesn’t exist. Human beings, by our very nature, are fallible. When perfection is your goal, you’re always left with a nagging sense of failure that makes you want to give up or reduce your effort. You end up spending your time lamenting what you failed to accomplish and what you should have done differently, instead of moving forward, excited about what you’ve achieved and what you’ll accomplish in the future.
10. Fear is the number one source of regret. When all is said and done, you will lament the chances you didn’t take far more than you will your failures. Don’t be afraid to take risks. I often hear people say, “What’s the worst thing that can happen to you? Will it kill you?” Yet, death isn’t the worst thing that can happen to you — the worst thing that can happen to you is allowing yourself to die inside while you’re still alive.
Bringing It All Together
Successful people never stop learning. They learn from their mistakes and they learn from their triumphs, and they’re always changing themselves for the better.
About 30 people were treated for burns after walking on hot coals during self-help guru Tony Robbins’ “Unleash the Power Within” seminar in Dallas earlier this year. You don’t need to walk on hot coals to unleash more power, but you do need to take more actions and become obsessed.
At age 25 I became obsessed with becoming a true professional in my career as a car salesman. I learned the art of sales by committing to it and investing in myself. My obsession took me from broke to hecta-millionaire in under 30 years. I came to learn there were certain things I had to do right in order to get more sales, but there were also many things I needed to avoid. I want to quickly share with you today five mistakes you don’t want to make in the world of sales:
1. Using a random approach.
How do you connect with a customer, what do you say? You should always know exactly what you’re going to say and where you’re going next. Don’t wing it.
2. Not getting answers.
This is a massive problem for many salespeople. If you can’t get answers from people you can’t close them. If I can’t control the asking of questions and the receiving of answers, I’m in trouble. You must get answers to your questions.
3. Not asking questions.
Don’t worry about offending them. Their budget is your business. If you’re going to blow the deal, do it because you know what you’re doing. Ask questions you need answered. The only thing worse than not getting answers from customers is not even asking them questions.
4. Jumping forward to price.
You get to price before determining if the product even satisfies the buyer’s wants and needs. Don’t put the cart before the horse. You don’t need to jump to price right away, start fact finding and qualifying what the person needs.
5. Being mechanical.
When you are learning something new it’s not fluid, it’s awkward. It takes training. To get fluid requires repetition. You don’t want to be rigid and robotic. Being great in sales takes practice and you need to role play scenarios.
To become great in sales you have to know the game. The lack of commitment to sales is the biggest missing ingredient in salespeople getting what they want in life. You must develop skills because you aren’t born with them. If you don’t train you will make mistakes and miss sales.
I’m offering 90 percent right now off my premium programs. Get obsessed with increasing your income. No matter what industry you are in, whether you are a professional salesperson or not, you need to become obsessed with what you’re doing to become great at it. I go into detail about this in my new book Be Obsessed or Be Average.
Among the two main paths- making a living or earning real money, most of the people are interested in choosing the latter one. But, they end up making a living only because they are not aware of the things that will let them make real money.
It is the entrepreneurs who make every possible effort to increase their income. And the main thing that lets them realize their dream is their focus on their goal. There is no doubt that you would also be looking to increase your income; so, here we are mentioning some simple tips that will let you triple your income in just 6 months. Let’s start.
1. Learn to say “no”
Every opportunity is not good; so learn to say “no”. No doubt you are trying to make money but it does not mean that you should get excited when anyone is offering you the money. Before getting excited about the money you will get, examine thoroughly that what the person is expecting from you for that money. In the case you find his expectations outrageous, you should not be afraid to reject the offer. Also, you should be clear that when your answer would be “no” for an opportunity.
2. Don’t rely on fundraising
Every entrepreneur will be well aware of the role that fundraising plays in a business. But, when trying to triple your income fast, you should not rely totally on the fundraising. It is because of the reason that it consumes a lot of time. You need to decide your target audience from whom you will take the money and also need to make a proper plan for that. Thus, in that time you would not be able to focus on other tasks. Undoubtedly, fundraising is crucial but it should be done up to a limit.
3. Engage with your audience
Online marketing is much prevalent nowadays and getting more followers on each of the social media networks is the main aim of every business. No doubt that a large number of audience results in the brand’s popularity, but your main focus should be on retaining the existing followers rather than attracting the new ones when income is your main focus. So, what you need to do is engaging with your followers individually and ensuring satisfactory services to them.
4. Work in collaboration
When you start a new business then you don’t get the chance to engage with the big brands. At this time, you need to know about the upcoming brands who are just starting out as your business. Then you should work to make money in collaboration. But, the main question is how to attract these brands to collaborate with you. Don’t worry! Here are some simple steps:
– Work hard and be impressive. Put all your efforts to stand out.
– Know your strengths.
– Now, examine what the brands are looking for and tailor your pitch accordingly.
5. Keep an eye on your expenses
You will only be able to triple your income when you will start making profits and profits will only be made when you will evaluate and control your expenses. So, you need to keep an eye on your business expenses and cut out the unnecessary ones. The best way to control your expenses is setting up a budget.
6. Make smart hires
Most of the entrepreneurs look for the experts who have in-depth knowledge of the field. But, we would like you to think about hiring the newcomers who want to grow. Such employees will be happy to work in the way you want and will not deny working extra hours. When an employee will understand your needs and will work accordingly, then you will also feel comfortable in giving him the responsibilities. This will free up your time to focus on the other money strategies.
Though there are a number of ways that would let you increase your income, but you cannot focus on all of them at the same time. So, it would be better to choose the bests of those ways and keep your focus on them. And the above-given ways are the ones you can rely on for realizing your dream of tripling the income in just six months.
All those who are having a real estate business must watch this video if they are interested in making fast money. Also, the entrepreneurs from other industries would find it helpful.
This article is guided by Andrey Sokurec,a business owner at Homestead Road, A leading house buyer in Minneapolis, MN.
IBM is working with a Japanese securities firm on a new blockchain pilot focused on developing the foundations for a next-generation bond trading system.
IBM and SBI Securities, a subsidiary of SBI Holdings, are looking to create new mechanisms for trading bonds, using IBM’s Hyperledger blockchain as a basis for the trials. The goal of the collaboration between SBI and IBM is to test commercially viable platforms for blockchain-based bond trading.
The two firms aren’t the only ones testing this particular use cases. Several companies have explored using the technology to facilitate the trade of catastrophe bonds, while others have looked at developing different kinds of bond exchange platforms.
Hiroyuki Ogawa, chief executive for SBI Securities, said in a statement:
“This test aims to scrutinize barriers or complexity for practical use, develop a plan for deployment, and accumulate knowledge through applying blockchain technology to our products.”
SBI Holdings, through its subsidiary SBI Investments, has acquired stakes in firms like Japanese bitcoin exchange bitFlyer. SBI Holdings also took part in Ripple’s $55m Series B funding round, announced last month, and later partnered with Ripple to launch a new business aimed at pitching the startup’s technology to markets in Asia.
The project is the latest trial of its kind announced by IBM, which has been working with a variety of international firms to test applications of the technology. Earlier this week, IBM announced that it is working with Walmart to test a supply chain application focused on China’s huge pork market.
Visa to Launch Blockchain Payments Service Next Year,
Visa has announced new details about a forthcoming business-to-business payments service developed in partnership with blockchain startup Chain.
Dubbed Visa B2B Connect, the near real-time settlement platform is aimed at providing a more secure, transparent mechanism for businesses making payments via Visa’s netowrk.
That the two firms would co-develop a platform for payments is perhaps unsurprising given their existing relationship and the fact that Visa was took part in Chain’s $30m funding round, announced last September. The credit card giant has made other blockchain tests related to payments public in the past year.
Jim McCarthy, Visa’s executive vice president for innovation and strategic partnerships, said in a statement:
“The time has never been better for the global business community to take advantage of new payment technologies and improve some of the most fundamental processes needed to run their businesses. We are developing our new solution to give our financial institution partners an efficient, transparent way for payments to be made across the world.”
Visa didn’t provide an exact launch date for the new service, describing today’s move as a “preview”. However, the company said that it will look to begin piloting the service in 2017.
Swiss banking giant UBS has named a new head of blockchain.
Following the departure of its first head of blockchain Alex Batlin this week, former UBS APAC CTO Peter Stephens will assume the role. Batlin, who left the bank on Thursday, heads now to BNY Mellon where he will continue his work on blockchain.
While a lesser-known name internationally, Stephens brings significant experience to the role given he has long served as a public spokesperson for UBS and its blockchain work.
How the transition will shape UBS and its vision for blockchain is less clear, though there are hints as to what may be ahead.
Speaking at last year’s Finnovasia conference in Hong Kong, Stephens was vocal about his belief that blockchain will be a disruptive force beyond finance, and that collaboration is necessary for banks to unlock the full potential of the technology.
“[Blockchain] will take business models out completely, it will create new business models,” Stephens said. “Disruption from blockchain isn’t just going to be in financial services.”
IT Firm Fujitsu Sees Commercial Interest in Blockchain Security,
Japanese IT giant Fujitsu has developed tools for securely sharing documents via blockchain, with an eye to bring commercial products to market next year.
Detailed earlier this week, the project was co-developed by Fujitsu teams based in Japan and the US. The news comes months after Fujitsu joined the Linux Foundation-led Hyperledger blockchain project, with Yoshinobu Sawano, Fujitsu’s lead on fintech initiatives, sitting on its governing board. The company has also worked with firms like Japanese bank Mizuho on other blockchain applications.
Now, Fujitsu is pitching what it calls “blockchain-based security technologies” following months of internal development. While subject to further testing, Fujitsu said that it would seek to launch commercialize products sometime in 2017.
Fujitsu explained in a recent blog post:
“With a view to applying the blockchain to a variety of fields, Fujitsu Laboratories has now developed two technologies: a transaction restriction technology based on pre-established policies to restrict trading, such as by restricting users, and a document encryption technology, which allows only relevant parties who hold multiple distributed keys to securely access the information recorded in the blockchain.”
The company said it would look to apply the tech to supply chain and back office environments, though it didn’t offer details on the specific industries for which they’re aiming.
Bitfinex to Hacker: Can We Have Our Bitcoin Back?,
Bitfinex is seeking to strike a deal with the hacker or hackers who stole $65m in bitcoin from the exchange back in August.
The latest twist in the ongoing story comes nearly three months after Bitfinex lost roughly 120,000 BTC in the breach. The exchange was offline for days before restoring service and eventually electing to pursue a novel (and controversial) way to spread the loss among users.
Now, the exchange is seeking to recover the lost funds from the hacker in a bid to expedite their repayment by setting up a secure channel for communication.
Representatives of Bitfinex explained that while previous bounties had been offered for information on the theft, the Hong Kong-based company had not made any direct overtures to the hacker.
In a blog post today, Bitfinex did just that, setting up an email address, PGP key and public key server, while also offering instructions on why it believes the technical tools would enable the hacker to securely, and anonymously, contact the exchange.
Bitfinex chief strategy officer Philip Potter told CoinDesk:
“We wanted to offer clear instructions on how to communicate should the hacker feel there might be a better [or safer] way of getting paid at some fraction of the original theft amount.”
Previously, Bitfinex had offered to give 5% of the value of the stolen bitcoins to anyone who provided information that could lead to the recovery of the funds.
As for how this affects attempts by Bitfinex to work with authorities, Potter was less clear, declining to comment. The exchange had previously revealed it was cooperating with the FBI and undisclosed European authorities following the hack.
On the size of the bounty, Potter was also not able to provide exact details, though he did suggest Bitfinex is willing to negotiate any final terms with the hacker.
“We are open to any arrangement that maximizes recovery for our customers,” Potter explained. “We will consider any [and] all arrangements to that end.”
Potter also spoke to what he saw as the value of the deal given that Bitfinex believes the stolen funds have not been exchanged or sold, and that doing so would be difficult given their public visibility on the bitcoin blockchain.
The funds, if received, could go a long way toward helping Bitfinex and its users recover from the theft.
Potter said the funds will be used to purchase the BFX tokens and Recovery Right Token (RRT) issued to investors as compensation for the breach. (More details can be found in an extended blog post for investors here).
According to company blog posts, roughly 2.5% of the outstanding digital IOUs issued to consumers have been so far redeemed.
If returned, the funds could also give a boost to the bitcoin market as a whole.
For example, market analysts continue to assert that the massive reduction in market supply caused by the theft has had an adverse effect on interest and sentiment, while at the same time reducing exchange liquidity.
In the past few months, the bitcoin market has also provided evidence to these claims, rising and falling sharply on what analysts suggest were likely single outsized trades.
Notably, the price of bitcoin has traded largely sideways since the incident, with data indicating that it has not yet recovered above its 31st July value of $654.98.
Bank Execs Want An 'Even Playing Field' For Industry Blockchains,
Ninety percent of banking executives surveyed earlier this year by professional services firm Accenture said that their institutions are investing time and money in blockchain projects.
Just 3% said that they weren’t doing so, with the last 7% telling Accenture that they were “uncertain” about their work with the tech, according to a report published today. The firm surveyed 32 bank executives in August and September.
Yet despite the high degree of interest, the survey also casts a portrait of a banking sector that is largely in a cautious test-and-see phase. Respondents expressed concern about regulation and the need for standards to help build a network effect, while also highlighting compliance and security concerns as factors holding any significant degree of investment or product development.
At the same time, respondents expressed support for shared approaches between banks in order to create what one survey-taker called “a level playing field”.
Another bank executive told Accenture in an interview:
“The lack of a universal standard could prove deleterious. There could end up being bilateral agreements and altered processes between banks, which would severely diminish any network effect.”
Respondents indicated that that applications focused on intrabank settlements and cross-border payments were the most attractive, with 44% of survey-takers highlighting the former as the most appealing use case.
Still, the report suggests that some bank are still figuring things out.
Accenture quoted one US bank executive who said his institution remains “bewildered” amidst its own internal investigation.
“We don’t even have enough information to have an opinion,” said another executive from Canada.